Financial Literacy for the Rest of Us

You're Not Bad
With Money.You're Being Played.

You were taught how to spend.
Nobody taught you how to own.
This book does.

While you were buying, someone else was collecting — and getting wealthier doing it.
It's not too late to switch sides. Own what you buy.

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NEW
RELEASE

How to Die Broke by R.T. Borom and R.L. Borom

Sound Familiar?

These Conversations
Are Keeping You Poor.

▶ Watch the Video

These Conversations Are Keeping You Poor

"I don't have enough money to play the stock market." — and other myths. Dismantled.

94%

of wealthy Americans own stocks — not because they’re geniuses, but because they started. You can too, for $5 or less!

Federal Reserve Survey of Consumer Finances

not an accident.

What Goes Viral

One Sells
Excitement.

Turn $10 into $4,200 tonight. Meme coins. Parlays. Rented Lamborghinis.

What Builds Wealth

One Sells
Ownership.

Index funds. $5 fractional shares. Small deposits. Boring discipline. Time.

From Chapter 1

Your Brain Thinks
Payday Is Forever.

Modern spending culture is deeply emotional. People don't just buy products anymore. They buy identity, convenience, dopamine, and tiny temporary feelings of control.

Every app is trying to convince you that your life is approximately three purchases away from emotional transformation.

And that's the version of you they designed the apps for.

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What's Inside

Six Chapters.

No Shortcuts.

Introduction

Nobody Taught Us This

They taught you algebra. Photosynthesis. Long division. Somehow the stuff that actually determines your financial future didn't make the curriculum. That wasn't an oversight.

Chapter 1

Your Brain Thinks Payday Is Forever

There's a reason you feel broke despite earning more than you ever have. The system that's draining you isn't broken — it's working exactly as designed.

Chapter 2

The Financial Hunger Games

Everyone around you looks like they're winning. Most of them aren't. Learn to tell the difference — and why it matters more than you think.

Chapter 3

The Slowest Superpower on Earth

You spend money at Starbucks, Amazon, and Apple every day. What if you owned them too? This is the chapter that makes compound interest feel personal.

Chapter 4

What Compound Interest Actually Looks Like

The numbers look fake. They aren't. This is the chapter most people wish someone had shown them ten years ago.

Chapters 5 & 6

Where to Start. How to Die Broke.

No complicated strategies. No perfect moment. Just the honest answer to the question everyone keeps avoiding: what do I actually do next?

The Habit Matters More Than the Amount.

$100/month · index fund · 10% avg annual return · 10 years.

You invested

Free money (growth)

Yr 1

$1,200

$1,267

Yr 2

$2,400

$2,667

Yr 3

$3,600

$4,213

Yr 4

$4,800

$5,921

Yr 5

$6,000

$7,808

Yr 6

$7,200

$9,893

Yr 7

$8,400

$12,196

Yr 8

$9,600

$14,740

Yr 9

$10,800

$17,550

Yr 10

$12,000

$20,655

Historical returns vary. Start now anyway.

Time in the market beats timing the market. Every time.

R.L. Borom and R.T. Borom holding How to Die Broke

R.L. Borom & R.T. Borom — Father & Son

Personnel File

Confidential

Subject 01 — The Veteran

R.L. Borom

The Ground War

He scrubbed floors before he owned buildings. U.S. Air Force. Night school. Three children. Built from zero — not inherited. After losing his wife of 50 years, his only income was Social Security and a retirement check. He dropped his financial advisor, picked up Kiplinger's, and started paying attention. In the decade that followed, he more than tripled his net worth. He is 93. He still manages his own portfolio. Book Two is the playbook he used.

Subject 02 — The Strategist

R.T. Borom

The Information War

Spent years inside Fortune 500 boardrooms decoding how the system works — and who it works for. Writer, entrepreneur, digital strategist. He builds doors.

Available for speaking, financial literacy workshops & community events.
info@dontdiebroke.net · dontdiebroke.net

Why We Wrote This

This book exists because nobody handed it to us.

R.L. started with $30 a month — not because someone guided him, but because he decided to figure it out himself. The information was always available. It just wasn't offered.

That's the problem. The tools exist. The knowledge exists. What's missing is someone sitting down with you and saying: here's how this actually works. Here's what they never taught us. Here's what we wish we'd known sooner.

That's this book.

— R.T. Borom & R.L. Borom

You're Not Bad
With Money.You're Being Played.

These Conversations
Are Keeping You Poor.